Skip to content
Stroke order, etymology and audio for every word.Start learning
精打细算 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
精打细算jīngdǎxìsuànmeticulous planning and careful accounting (idiom)HSK 7, i, 41 strokes, rank #35629, Very Hard
jīngdǎxìsuàn(jing1da3xi4suan4)jing da xi suan T1
  1. 1meticulous planning and careful accounting (idiom)
Listen to the audio pronunciation 3 times to gain XP
March 24, 2026

精打细算(精打細算)jīngdǎxìsuàn(jing1da3xi4suan4)

精打细算 (jing1 da3 xi4 suan4) is an idiom that means to meticulously plan and carefully account for resources, particularly money. It is commonly used in contexts involving budgeting or managing expenses, reflecting a diligent and careful approach to financial matters.

Strokes41Frequency#35629DifficultyVery Hard
Cultural note

In Chinese culture, being frugal and resourceful is highly valued, especially in the context of family and communal living. This idiom encapsulates the traditional virtue of being prudent with finances.

Memory tip

Imagine a chef (精) who is very precise (打) with each ingredient, weighing them (细) out carefully (算) to ensure a perfect dish. This carefulness in cooking parallels the meticulous nature of budgeting, making the idiom memorable.

Meanings of 精打细算

jīngdǎxìsuàn(jing1da3xi4suan4)
1meticulous planning and careful accounting (idiom)
Exercise 1 of 2

By ear

Play it, then pick what 精打细算 means.

About 精打细算

精打细算Simplified
精打細算Traditional
41Strokes
—Radical
成语chéngyǔidiom (id.)Part of Speech
#35629Frequency Rank
HSK 2.0L6HSK 3.0L7AdvancedBCT✓CEFRC2

Podcast: 精打细算

JasonAmy

Podcast: 精打细算

Listen to Jason & Amy break down this word for you

AI study notes for 精打细算

Quick Contrast

精打细算 (jīngdǎxìsuàn) vs 精明 (jīngmíng) — choose 精打细算 when emphasizing careful budgeting, while 精明 focuses on shrewdness or cleverness in decision-making.

Usage Notes

Be mindful of the contexts in which you use this idiom, as it is more formal and may not fit casual conversation. A common mistake is to use it in a context that implies recklessness or spontaneity, which contradicts its meaning. Typical collocations include '精打细算的生活' (a life of careful planning).

HSK Study Tips

As an HSK 6 idiom, '精打细算' connects with other advanced vocabulary related to finance and management. Focus on using it in discussions about budgeting and economic strategies, as this will help reinforce your understanding of its context.

Common Mistakes

Learners often confuse '精打细算' with '随意花钱' (sui2 yi4 hua1 qian2), which means to spend money freely. Remember that '精打细算' emphasizes careful and deliberate financial planning.

AI-enhanced 2026-03-24

Pronunciation of 精打细算

Premium — Locked

Tone practice

Pro

Drill the tone of 精打细算, say it back, see your pitch against the model voice, and earn XP towards mastery. Interactive tone practice is part of Pro.

Tone drillsPitch drawing+5 XP
Get Pro to unlock

Jason Explains 精打细算 to you

Let me explain 精打细算 for you

Make it yours

Jason looks at what you watch and listen to, the checkpoints you have cleared, our lessons and what you have been exploring, and explains 精打细算 through them.

Sign in free to make it personal. New accounts start with 200 AI credits.

How well do you know 精打细算?

Example

Learning Lab

Knowing 精打细算 is seven skills, not one.

Its meaning, its character, its pinyin, its tone — hearing it, saying it, writing it. The Learning Lab measures each one from your own practice, on every word you study, so you see what you actually know rather than how much you have done.

  • MeaningFree
  • CharacterFree
  • PinyinFree
  • TonePro
  • ListeningPro
  • SpeakingPro
  • WritingPro
See the Learning Lab Three facets free · no card needed

Idiom spotlight: 精打细算

Chengyu origin story
Literal meaning:meticulous hit fine calculate

Component characters

精jīngessence
HSK 714 strokes米
View full entry
打dǎto beat
HSK 25 strokes扌
View full entry
细xìthin or slender
HSK 48 strokes纟
View full entry
算suànto regard as
HSK 414 strokes⺮
View full entry

How to say meticulous planning and careful accounting (idiom) in Chinese

“meticulous planning and careful accounting (idiom)” in Chinese is精打细算jīngdǎxìsuàn

精打细算 (jing1 da3 xi4 suan4) is an idiom that means to meticulously plan and carefully account for resources, particularly money. It is commonly used in contexts involving budgeting or managing expenses, reflecting a diligent and careful approach to financial matters.

When to use 精打细算

Be mindful of the contexts in which you use this idiom, as it is more formal and may not fit casual conversation. A common mistake is to use it in a context that implies recklessness or spontaneity, which contradicts its meaning. Typical collocations include '精打细算的生活' (a life of careful planning).

精打细算 or something close to it

精打细算 (jīngdǎxìsuàn) vs 精明 (jīngmíng) — choose 精打细算 when emphasizing careful budgeting, while 精明 focuses on shrewdness or cleverness in decision-making.

What learners get wrong

Learners often confuse '精打细算' with '随意花钱' (sui2 yi4 hua1 qian2), which means to spend money freely. Remember that '精打细算' emphasizes careful and deliberate financial planning.

Write 精打细算

精
打
细
算

Practice writing 精打细算 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

Write correctly 3 times to earn XP

Grammar patterns of 精打细算

精打细算 functions as a four-character idiom (成语). Treat it as a fixed unit; it usually plays the role of a single adjective, adverb, or noun phrase inside the larger sentence. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.

Exercise 1 of 2

Fill the gap

Type the missing word. Pinyin works; then pick the character.

她不得不在相当紧张的预算范围内____。

She has to work within the limits of a fairly tight budget.

Example sentences for 精打细算 (2)

Listen to all sentences once to receive XP
1
她不得不在相当紧张的预算范围内精打细算。

tā bùdébù zài xiāngdāng jǐnzhāng de yùsuàn fànwéi nèi jīngdǎxìsuàn。

She has to work within the limits of a fairly tight budget.
2
考虑到自己挣得不多,我用钱通常比较精打细算,这也是迫不得已。

kǎolǜ dào zìjǐ zhèng de bù duō, wǒ yòng qián tōngcháng bǐjiào jīngdǎxìsuàn, zhè yě shì pò bùdéyǐ。

Usually, I am sensible with money, as I have to be, given that I don't earn that much.

Ask Jason

Have a question about 精打细算?

Jason answers about this word at your level: example sentences, how it differs from similar words, and a way to remember it.

Sign in free to ask. New accounts start with 200 AI credits.

Frequently asked questions about 精打细算

While '精打细算' primarily refers to financial matters, the concept of meticulous planning can extend to time management in a broader sense.

Jason Recommends

Not sure what to learn after 精打细算?

Jason picks three words from your level and explains why each one is worth your time next. It takes a free account so he knows what you already know.

A sample week, replayed. Every page you study lands here in the order you did it — your own replay starts with a free account.

See the Learning Lab